Monday, May 27, 2013

Taxes & Sunshine

It’s that time again…. heading into summer and paying our property taxes. Taxes and sun, what could be better! You’ve probably just received, or will be receiving shortly, your tax notice in the mail. For your convenience, we have put together the various ways to pay your taxes and to register for your Home Owners Grant (HOG). Great acronym isn’t it!
Claiming Your Home Owner’s Grant: If your property is your principle residence you are responsible for claiming your Home Owners Grant (which is $570) some cities it is less. There are 2 ways for you to claim:

1. Signing the tax notice and mailing or dropping it off at the city.

2. You can also complete it online if your city has an electronic payment capability on their website. If you are doing this online you will need the folio number and access code which is on your notice. It takes no more than 5 minutes to complete. Don’t forget to print off a copy for your records.

Paying Your Property Taxes: There are 4 ways this can be done:

1. Some lenders allow you to pay your property taxes throughout the year with your mortgage payment. If that is the case, the lender will remit the payment directly on your behalf. Be aware your taxes can change from year-to-year so it is a good idea to call your current lender to ensure you have enough in your account. If you do not have the lender number we placed you with, simply give us a call and we can help.

2. If your lender does not collect your taxes, you can write a post-dated cheque for July 2nd. and mail it to the city.

3. You can also make your payment at most chartered banks.

4. A great way to pay your taxes is to use your cities monthly pre-authorized debit program. If you do not, it is a convenient option to consider going forward. Instructions will be on your cities website or attached to your tax notice.

As a helpful tool, I have also provided some links for more information and most cities have electronic payment options.
Please feel free to pass this email along to friends, family members and colleagues.

As always, if you know of anyone needing financing, please do not keep us a secret. Our business is built on referrals from great clients like you!
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Mortgage financing questions? We’re here to help.
Jared Dreyer, Team Dreyer Group Mortgage Brokers
Jared Dreyer Direct 604 649-5991

Top 10 Mortgage Team in Canada

Member VERICO #1 Network in Canada

Winner 2013 Best Customer Service Award

Winner Five Star Mortgage Professional 2013

Surrey Office 604 536-3802

Vancouver Office 604 669-6006

Canada 1-800-687-9020
About Dreyer Group Mortgages, A Member of the VERICO Brokers Network
As a senior mortgage consulting team with extensive experience in the financial services industry and thousands of happy clients, we understand what it takes to build long-term relationships through service and expertise. As an independent brokerage, we are not restricted to one financial institutions mortgage options. We provide the best range of financing solutions by accessing over 40 lenders and hundreds of products coast-to-coast.
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