It's Valentines Day tomorrow... no Pressure!
Here are some ideas from Hollywood Celeb's for your special someone:
Katy Perry gave Russell Brand a lilac-coloured Bentley Brookland for Valentines Day 2011. Wonder how they're going to split that up? oh, ok, I'll take it to avoid another argument!
J-Z gave Boyonce a platinum and diamond studded cell phone
Financial Advisor to the celebrities Jim Trippon suggests these three gift ideas which are sure to say "I love You"
1. Island in Angra - Buy this unspoiled private island just off the coast of Rio and enjoy both the nightlife nearby and your own secluded getaway for a cool $5.8 million.
2. Tiffany Legacy® Ring - This custom-shaped 6.24k platinum ring sells for an eye-popping $710,000.
3. Clive Christian imperial majesty perfume - For $251,000 you don't just get pure perfume in a handcrafted Baccarat crystal bottle that features a solid gold neck and 5 carat diamond. You get it personally delivered to your home by a chauffeur-driven Rolls Royce!
Now back to reality, mortgage rates and the economy.... much more romantic.
Canadian Housing Market CMHC Predicts Housing Markets to Remain Steady
While many in financial circles continue to call for a correction to Canada’s housing market, the crown corporation which insures mortgages is predicting two more years of calm.
In its first quarter Housing Market Survey, the Canadian Mortgage and Housing Corporation expects Canadian markets would “remain steady in 2012 and 2013.
This is a rosier picture than the one painted by Canadian banks, who have recently issued reports probing the consequences of cheap money, and trying to predict whether there is a bubble in prices that will eventually pop and cause prices to crash. They are particularly concerned about Vancouver and Toronto, where some have predicted price corrections of up to 10 per cent because of overbuilding in the condo market.
“With the Canadian economy set to expand at a moderate pace and mortgage rates expected to remain low, activity levels in 2012 in both new home construction and sales of existing homes will stay close to levels seen in 2011,” said Mathieu Laberge, deputy chief economist.
Also in the forecast: “Housing starts will be in the range of 164,000 to 212,700 units in 2012, with a point forecast of 190,000 units. In 2013, housing starts will be in the range of 168,900 to 219,300 units, with a point forecast of 193,800 units.
Existing home sales will be in the range of 406,000 to 504,500 units in 2012, with a point forecast of 457,300 units. In 2013, MLS sales are expected to move up in the range of 417,600 to 517,400 units, with a point forecast of 468,200 units.
The average MLS price is forecast to be between $330,000 and $410,000 in 2012 and between $335,000 and $430,000 in 2013. CMHC’s point forecast for the average MLS price is $368,900 for 2012 and $379,000 for 2013. The moderate increases in the average MLS price are consistent with the balanced market conditions that occurred in 2011, and that are expected to continue in 2012 and 2013.” Canadian Mortgage Trends
Jared Dreyer, AMP
About Dreyer Group Smiles
Dreyer Group Smiles is a program dedicated to giving to facilities that provide safe and transitional housing to children and youth in the Fraser Valley of British Columbia. By providing funds to these programs, Dreyer Group will make a meaningful difference to kids who otherwise may not have a roof over their heads, or hope for a bright future.
Dreyer Group hopes to expand this effort through their clients and business partners. In addition, they plan to raise additional funds through annual events and corporate fundraising initiatives. Dreyer Group is working closely with the Salvation Army to allocate these funds to the children and shelters.
About Dreyer Group Mortgages, A Member of the VERICO Brokers Network
As a senior mortgage consulting team with extensive experience in the financial services industry and thousands of happy clients, we understand what it takes to build long-term relationships through service and expertise. As an independent brokerage, we are not restricted to one financial institutions mortgage options. We provide the best range of financing solutions by accessing over 40 lenders and hundreds of products coast-to-coast.
Each VERICO member is an independently owned and operated business.
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MAGIC WORD SERIES - Joe Stumph
How's The Market?
This is a Real Estate Specific answer however if you are in another industry, you can use this question to your benefit by turning it into a statement that showcases your expertise in your field. Take some time to think about what your answer would be. Consider if it uses language that instils security and interest to work with you and your company.
“Experience shows, it all depends on where you live. I would love to do some research for you and send you an e-mail that will tell you what homes are for sale now, what homes have sold recently and how long are homes taking to sell in your neighbourhood. So you can feel secure in the knowledge that you would have the most accurate information. This timely information will tell you right away how your market is right now! I imagine that information would be valuable to you, would it not."
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When you do business with Dreyer Group, a portion of every mortgage funded goes towards providing safe housing for children and youth. Thank you for your support.
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